About FamilyVest

One advisor. A full institutional bench.

FamilyVest is a fee-only fiduciary team in Destin, FL, operating through Farther Finance Advisors, LLC, an SEC-registered investment adviser. Todd Sensing leads every client relationship, financial plan, and portfolio strategy, supported by a FamilyVest and Farther team that keeps the client experience organized and responsive. You work with one accountable advisor, with a national platform and its in-house tax, estate, trust, and business advisory teams behind him.

CFA + CFP®
Investments & Planning*
25+
Years in Capital Markets*
100%
Fee-Only
5.0
Google Reviews (19)*
Todd Sensing, CFA, CFP, CEPA, ChSNC

Todd Sensing

Founder & Lead Advisor

Todd Sensing founded FamilyVest to help families approach financial decisions with clarity, structure, and long-term perspective.

Todd has worked in financial markets since 1993. He worked his way through school and into the industry, traded professionally, and spent several years on the funding desk at FHLBank Atlanta, a wholesale bank that held $143.5 billion in assets at the end of 2006.* He built the models and strategy for a long/short real estate fund, launched it in 2007, and ran it for the life of the fund. He founded FamilyVest in 2016 and brought that work to families instead of institutions.

Todd is a Chartered Financial Analyst (CFA) charterholder and Certified Financial Planner (CFP®) professional and holds a master's degree in finance.

Todd has a particular interest in helping families facing complex planning situations, including business owners preparing for future transitions and families planning for the long-term care of loved ones with special needs.

His approach emphasizes thoughtful analysis, disciplined planning, and helping families make clear financial decisions across changing market environments.

CFA CFP CEPA ChSNC
Wharton Business Radio Wharton Business Radio | Nasdaq Special Needs Interview (Video)

Recorded interview. Statements reflect views as of the recording date and are not current investment advice. Nasdaq is not affiliated with FamilyVest or Farther Finance Advisors, LLC.

Support Team

The people behind the plan.

Crissie Sensing, Special Needs Planning Support

Crissie Sensing

Special Needs Planning Support

Crissie supports the special needs planning work at FamilyVest. A graduate of Emory University with a Master's in Professional Counseling, her clinical background helps families navigate complex special needs decisions. Crissie supports the planning process; she does not provide investment advice.

Symphony Harding, Client Experience Analyst

Symphony Harding

Client Experience Analyst

Symphony is a Client Experience Analyst on Farther's Centralized Service Team, based in Dallas. She holds a BS in Communication and Information Sciences from the University of Alabama and helps keep client interactions clear, organized, and responsive across onboarding and ongoing reviews.

Marissa Cortinas headshot

Marissa Cortinas

Client Experience Associate

Marissa is a client experience and operations professional focused on clear communication and responsive service. She brings three years of experience at Charles Schwab and a BA in Finance from the University of North Texas, and helps keep the day-to-day client experience consistent.

Team Update

We're proud to share that Elliot Klein has embarked on a new journey to pursue his MBA at Duke University's Fuqua School of Business. While we'll miss having him on our team, we're excited to see what's ahead for him and are grateful for the dedication and care he brought to our clients. We wish him continued success and all the best in this next chapter.

How We Work

Built around your family, not a product shelf.

One lead advisor. A full bench behind him.

Todd leads your relationship, your plan, and your portfolio. Behind him sit Farther's in-house tax, estate, trust, and business advisory teams, along with centralized service, trading, custody coordination, compliance, and reporting. When a question belongs to a specialist, it goes to the specialist who can finish it. Todd conducts the work and answers for the result.

Our approach →
4
Advisory Designations (CFA, CFP, CEPA, ChSNC)

Comprehensive, not transactional.

We work through estate planning, cash flow, retirement, tax, insurance, and risk management in a structured sequence. Every module connects. Nothing is siloed or skipped because it is hard.

Planning process →
10+
Planning Modules

Institutional infrastructure. Personal delivery.

FamilyVest operates through Farther Finance Advisors, LLC, a venture-backed, SEC-registered investment adviser founded in 2019. That platform gives us tax-loss harvesting, direct indexing, institutional custody, and SEC-registered compliance. When a client question runs into tax, estate, trust, or business-transition territory, there are dedicated teams to bring in.

The Farther advantage →
SEC
Registered Investment Adviser

One conversation. No obligation.

We would rather spend the time understanding your family than selling you something. If we are the right fit, you will know. If we are not, we will tell you.

Start a Conversation Call 844-628-3185