About FamilyVest
FamilyVest is a founder-led, fee-only fiduciary practice in Destin, FL, operating through Farther Finance Advisors, LLC. Todd Sensing leads every client relationship, financial plan, and portfolio strategy, supported by a FamilyVest and Farther team that keeps the client experience organized and responsive. We help families build, protect, and transfer wealth across generations.
Founder & Lead Advisor
Todd Sensing founded FamilyVest to help families approach financial decisions with clarity, structure, and long-term perspective.
Todd is a Chartered Financial Analyst (CFA) charterholder and Certified Financial Planner (CFP®) professional and holds a master's degree in finance. Earlier in his career, he worked in a hedge fund environment managing investment capital, where research discipline, portfolio construction, and risk management were central to the investment process.
Today Todd combines that institutional investment background with comprehensive financial planning to help families navigate complex financial lives. His work focuses on coordinating investment strategy with retirement planning, tax considerations, estate planning, and long-term family priorities.
Todd has a particular interest in helping families facing complex planning situations, including business owners preparing for future transitions and families planning for the long-term care of loved ones with special needs.
His approach emphasizes thoughtful analysis, disciplined planning, and helping families make clear financial decisions across changing market environments.
Support Team
Crissie Sensing
Special Needs Planning Support
Crissie supports the special needs planning work at FamilyVest. A graduate of Emory University with a Master's in Professional Counseling, her clinical background helps families navigate complex special needs decisions. Crissie supports the planning process; she does not provide investment advice.
Symphony Harding
Client Experience Analyst
Symphony is a Client Experience Analyst on Farther's Centralized Service Team, based in Dallas. She holds a BS in Communication and Information Sciences from the University of Alabama and helps keep client interactions clear, organized, and responsive across onboarding and ongoing reviews.
Marissa Cortinas
Client Experience Associate
Marissa is a client experience and operations professional focused on clear communication and responsive service. She brings three years of experience at Charles Schwab and a BA in Finance from the University of North Texas, and helps keep the day-to-day client experience consistent.
Team Update
We're proud to share that Elliot Klein has embarked on a new journey to pursue his MBA at Duke University's Fuqua School of Business. While we'll miss having him on our team, we're excited to see what's ahead for him and are grateful for the dedication and care he brought to our clients. We wish him continued success and all the best in this next chapter.
How We Work
Todd leads your relationship, your plan, and your portfolio personally. A coordinated FamilyVest and Farther client experience team supports onboarding, reviews, and day-to-day requests, so you get continuity without being handed off to junior staff or a rotating service desk. One lead advisor. A coordinated team. Clear accountability.
Our approach →We work through estate planning, cash flow, retirement, tax, insurance, and risk management in a structured sequence. Every module connects. Nothing is siloed or skipped because it is hard.
Planning process →Through Farther, you get SEC-registered compliance, tax-loss harvesting, direct indexing, and institutional custody. All without sacrificing the personal relationship.
The Farther advantage →We would rather spend the time understanding your family than selling you something. If we are the right fit, you will know. If we are not, we will tell you.
