Insights & Resources
Financial planning perspectives for families navigating retirement, special needs, business transitions, and everything in between.
The ABLE account age-of-onset threshold expanded from 26 to 46 on January 1, 2026, opening eligibility to millions more Americans with disabilities. Here's what changed, who qualifies, and what to do now.
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AI-powered financial fraud tripled in 2025. Five practical steps families can take right now to protect their wealth from voice cloning, deepfakes, and synthetic identity scams.
Many may wonder why is an estate plan so important? Here we discuss some of the pitfalls of not having one and the benefits of having one.
Even with the Tax Cuts and Jobs Act, you may find tax savings on charitable gifts through Qualified Charitable Distributions or QCDs.
It's wise to have that end-of-year conversation with your financial advisor so you dodge pitfalls and take advantage of all opportunities.
Make sure to speak to your financial advisor to discuss if you need to enroll in Medicare if you are still working at age 65.
Caring for an aging parent or relative can be a challenge, but taking the time to create a successful caregiving plan can help.
What does it mean when we say we want to be financially fit? We have all heard about the expression "physical fitness" Being physically fit means one th...
Retirement is an exciting time, but there is still much to plan for. There are many social security questions to consider, so read more here.
Retirement can be a wonderful time for relaxation and reward, but it requires planning. Here are some retirement tax hazards to keep in mind.
We discuss the importance of financial health and methods of how to become financially organized with these easy steps.
Annual summary of tax and retirement savings changes including IRA limits, 401(k) limits, HSA limits, standard deductions, and Roth IRA income phaseouts.
With high inflation, how to protect yourself against inflation is foremost on people's minds. Read about what to review in your own plan.
Spring is a great time to get your financial house in order. It is the prefect opportunity review your estate plan.
Financial scams are rampant in today's fast moving and technologically savvy world, so it's important to know how to avoid financial scams. j
Talk of inflation abounds, and here we take a look at how you can protect your portfolio from inflation during these uncertain times.
Here are some questions to ask yourself regarding some of the main areas of tax law that Biden's tax plan could affect.
Starting a new business is a major financial decision. Here are the key planning considerations, from cash flow to taxes to succession.
The death of a spouse leaves enormous emotional tumult. There are also practical issues related to this loss related to your fnancial plan..
Owning and managing a small business can be challenging at times. We will take a look at key points to know when managing your small business finances.
Homeowner Associations HOAs are a common feature in home and condominium communities today. We'll discuss some important things to consider.
Buying your first home is likely to be one of the larger purchases you’ll make in your life. See what financial considerations you shouldn't overlook.
Allowing hands-on money management, allowances prepare your kids for life by teaching principles that guide them through adulthood.
The SECURE Act brings with it some of the largest changes in retirement planning in the last decade. We'll review some of the most significant changes here.
Current Roth IRA contribution limits, income phaseout ranges, and rules for who can contribute.
Fall is here, and there are some financial tasks you may want to consider making before 2019 ends. Here are some tips for your fall financial to-do list.
Going back to school is a pragmatic decision as well as a monetary one. Here are some financial considerations when pursuing an advanced degree.
Setting financial goals can seem difficult, but if you stick to some simple methodologies, you can set clear and achieveable goals.
Moving out of your childhood home and into adulthood can be challenging. Here are 6 financial lessons to pass on to your child before leaving home.
Financial infidelity can wreak havoc on a relationship. Communication between partners is essential to identify and overcome financial betrayal.
Saving can be difficult, but making it a goal to spend less than you earn will help you create a stable foundation of savings for you and your family.
Caring for a disabled dependent can be financially straining, but it's possible to qualify for relief under the Child and Dependent Care Tax Credit.
Spring time is a great time to get organized and get your financial "house" in order. Here is a to-do list for your financial spring clean.
Age-specific retirement planning strategies from your 20s through retirement. What to save, how much, and what to prioritize at each life stage.
What to expect from a special needs financial planner: expertise, compassion, and comprehensive planning.
There are certain tax deductions that vanished this year. The Tax Cuts and Jobs Act of 2017 made significant changes to the individual income tax.
The Disability Integration Act outlines the importance of promoting independence for those with disabilities in our community.
Super Bowl indicator: does the NFL conference winner predict stock market performance? Explore this market myth.
Are you prepared for a necessary, but costly expense? One way to manage is to create sinking funds, rather than depending on borrowed cash or credit cards.
Explore Childhood Disabled Beneficiary Benefits (CDB) for children with special needs and learn if your family qualifies.
Managing finances after a spouse's death: guidance on financial decisions during grief and loss.
Construct an effective business exit strategy: plan for succession or sale of your small business.
Do recent moves in the Oil market portend a greater problem for the economy or is this noise and volatility around random events.
Eight year-end financial planning moves to reduce taxes, maximize retirement contributions, and protect your family before December 31.
IRA distributions to Special Needs Trusts: minimize taxes and navigate complex distribution rules.
If you're struggling to invest, a financial planner can put you on the right path. Here's how to choose a financial planner that fits your needs.
Special needs housing and SSI: how your housing arrangement can affect your child's government benefits.
Compare self-employed retirement plans: Solo 401(k), SEP IRA, SIMPLE IRA, Traditional and Roth IRAs. Contribution limits, eligibility, and which plan fits your business.
The FAFSA replaced the EFC with the Student Aid Index in 2024. Learn how SAI works, what changed, and how to plan your family's college funding strategy.
Learn the 10 most costly retirement planning mistakes and how to avoid them at every stage of your career.
What do you do when you've inherited a 401K? Click here to find out the rules, guidelines, and everything else you need to know about an inherited 401k.
7 retirement planning tips for women to secure your financial future and prepare for a confident retirement.
Hurricane preparedness for Florida residents: financial planning, insurance, and emergency liquidity considerations for storm season.
Understand the difference between a financial planner and financial advisor to find the right professional for you.
The Yanny-Laurel phenomenon reveals how our brains interpret information and what it means for financial decisions.
Step-by-step guide to 401(k) rollovers: understand your options, rules, and how to move your account without penalties.
Financial planning for families with special needs: address unique concerns and secure your child's future.
Our brains are extremely powerful influencers. Let's take a look at how behavioral finance can impact your investment goals.
Are you in the midst of planning for the financial future of your child? Here, we'll outline and explore how to set up a special needs trust for your child.
Saving money can be hard, especially when you're already on a budget. Read on to learn the top 7 tips to save money especially when money is tight.
Guide for grandparents: special needs planning for your grandchild's financial future and ongoing care needs.
Taking a pay cut is never an easy transition, but sometimes it can be the best decision for you.
Love & Money: 5 Tips on how to talk with your significant other about your finances before issues grow into problems.
4 simple tips to save money and avoid debt this holiday season.
The GOP has released its final tax plan. Let's take a look at what is included in the bill and how this may affect your financial plan.
Knowing how to successfully approach college financial aid applications with parents that have divorced is essential. Here are some tips to know when applying
Talking about money with your college-bound child may not be easy, but it's essential to the planning process and allows all those involved to be in the know.
It's National Financial Planning month so it's a great time to get your financial plan in order. Consider these questions to help you with your investment plan.
Retirement planning can feel overwhelming, but if you assess your goals and create the steps needed to get there, a solid financial plan can keep you on track.
We’ve put together a quick guide to common mistakes we see arising again and again in the investment and financial management sphere.
Before you hire a financial advisor, know they’re not all created equally. How financial planners are paid says a lot about what they do for you.
It's not always easy finding ways to make money on the side, but if you consider your talents and items or services that are in demand, it's within your reach.
Often as parents of children with special needs, we put our own needs on hold. But we must consider our own needs if we want to successfully care for others.
Getting rid of debt can save money and stress. But before you pay off your mortgage early, here’s what you need to think about to ensure it’s the right choice.
Five essential questions to ask before you start investing: purpose, strategy, professional guidance, debt management, and long-term discipline.
Investing to grow your wealth is important, but it shouldn’t come at the expense of keeping some money in cash just in case. Do you have enough cash reserves?
Most people fail to achieve the money goals they set -- but you can enjoy more success by following a process for connecting goals to your values.
Why human financial advisors matter: the future of financial advice goes beyond algorithms and automation.
Avoid these financial mistakes commonly made by parents of children with special needs. See how to navigate through the possible pitfalls and come out ahead.
When learning how to invest, the biggest challenge you’ll need to overcome is managing your own emotions and making rational decisions with your investments.
See how a Health Savings Account (HSA) can be an excellent financial planning tool to help you save tax-free funds for medical and non-medical expenses.
Want to save more money? Then you need to know about this money saving hack that will allow you to spend less -- without feeling deprived.
Saving for college and feel overwhelming, but families can get this financial priority under control by understanding their options--and starting sooner rather
Is your family feeling overwhelmed by medical bills? You can take control by getting proactive. Here’s what you can start doing right now.
If you’re looking to start your family, you’re probably wondering how to manage the costs of having kids. Here’s what you can do to plan now and save in the
The Narrow, Numbers-Only Approach to Financial Planning Falls Flat. Life Planning Provides More Value and Makes Room for Life Experiences and your why.
Looking at ways to fund your special needs trust with insurance such as term life, whole life, universal life, and survivorship / second to die policies.
Why do I need an Estate Plan? What is an estate? An estate is basically everything someone owns. This includes business holdings, financial assets
Both traditional and Roth IRAs have tax advantages—but which is right for you? Our article offers tips for choosing.
When markets hit all-time highs, investors may feel as though it is time to sell. However, staying invested despite short-term predictions could increase the
It is not always clear what a professional’s legal responsibilities are toward their clients. A Department of Labor rule creates a single standard.
The essay, narrated from the point of view of a pencil, describes the “complex combination of miracles” necessary to create and bring to market the commonplace
Money is like a brick—it can be used destructively or to build. Help your kids build good money habits with these important lessons.
When your child with special needs turns 18, will you consider guardianship? The legal implications are far-reaching. But there are alternatives you can
Whether you are a parent of a child with special needs or an individual with a disability, you should know about the SSI and SSDI programs meant to provide a
How ABLE accounts work, who is eligible (age 46 under SECURE 2.0), contribution limits, ABLE to Work provisions, 529-to-ABLE rollovers, and how ABLE accounts coordinate with SSI, Medicaid, and special needs trusts.
A letter of intent can help ease the trepidation you may feel about what the future holds for you and your special needs child.
Whether you're navigating retirement, special needs planning, or your next chapter, we're here to help think it through.
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