Fee-Only Fiduciary | Destin, FL & Nationwide

The tide comes in.
The tide goes out.

Your plan should weather both.

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CFA | CFP | CEPA | ChSNC Professional Designations*
100% Fee-Only Fiduciary*
25+ Years Investment Management*
FamilyVest now operates through Farther, combining decades of personal advice with institutional-grade technology.

Who We Serve

Built for families with financial complexity.

Your financial life has more moving parts than a single portfolio can address. We work with people who need someone to coordinate the full picture.

Families Finding Their Beach

Build the life you want along 30A and beyond with comprehensive planning.

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Families with Special Needs

ABLE accounts, SNTs, Medicaid coordination. We have lived experience.

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Retirements & Second Acts

Transition planning, income strategy, and the decade that matters most.

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Veterans

VA benefits optimization and transition planning for military service members.

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Business Owners

Exit planning, succession, and managing concentrated positions.

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CFA CFP CEPA ChSNC

Professional Designations*

25+
Years in Investment
Management*
100%
Fee-Only
Fiduciary*

"The gold standard of the investment management profession."*

— Financial Times, on the CFA designation

Fewer than 200,000 professionals worldwide hold the CFA charter.
The program requires passing three exams with a historical completion rate under 20%.*

The Financial Times quote refers to the CFA designation generally, not to FamilyVest or any individual advisor. CFA statistics sourced from CFA Institute (cfainstitute.org). Professional designations verified via issuing organizations. Experience reflects Todd Sensing's career beginning in 1994. Full disclosures.

What We Do

Coordinated advice. Not piecemeal recommendations.

Goals drive every recommendation. Investments serve the plan. Everything coordinates.

Financial Planning

Cash flow modeling, goal prioritization, and scenario testing for every major life decision. We build your plan around what matters most, then stress-test it against the unexpected.

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Relationships outweigh spreadsheets - Move beyond the math

Our Philosophy

Moving beyond the math.

The math tells you what is possible. The conversation tells us what matters. Investments serve the plan. Goals drive the plan. We start with relationships, not spreadsheets.

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Tools & Resources

See where you stand.

Risk Tolerance Assessment

Understand your investment personality. Our risk profiler helps match your comfort level with the right portfolio strategy.

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Special Needs Resource Navigator

A comprehensive directory of special needs resources, therapies, and support services. Built from personal experience.

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