Our Firm

Personal advice.
Serious financial expertise.

Todd founded FamilyVest in Destin in 2016 with a simple premise: families deserve an advisor who sits on their side of the table. In 2024, we joined Farther, an SEC-registered RIA. We make every decision about how we run our practice. Farther gives us the technology, investment breadth, and infrastructure to execute at a level most independent firms cannot.

FamilyVest is a trade name (dba) used by Todd Sensing, an investment adviser representative of Farther Finance Advisors, LLC (CRD# 302050), an SEC-registered investment adviser. The practice operated independently prior to joining Farther in 2024; since that date, all advisory services are provided through Farther's registration.

2017
Founded in Destin
2024
Joined Farther
100%
Fee-Only, Always
SEC
Registered Adviser
CFP® + CFA Designated Planning + Investment Expertise*
100% Fee-Only Fiduciary*
25+ Years Investment Management*

Your Advisor, Your Decisions

We run our own practice. Farther provides infrastructure, not instructions. Every recommendation comes from us, not a home office.

Institutional Technology

Tax-loss harvesting, direct indexing, intelligent rebalancing, and goal-aligned investing. Built at institutional scale.

Fewer Conflicts

No proprietary products. No sales targets. Our fee-only model removes the product-sale incentives common in the industry; every material conflict is disclosed in our Form ADV.

Full Regulatory Oversight

SEC-registered fiduciary oversight, institutional compliance infrastructure, and custodial protections.

Continuity

Plans built to outlast any single advisor.

The families we serve are planning across decades, so the plan cannot depend on one person's career. FamilyVest operates on Farther's national platform of more than 100 advisors, and client accounts are held at independent third-party custodians in your name, never by your advisor. If your advisor were ever unable to serve you, Farther's coordinated transition framework is designed to match your family with a successor advisor while your plan documents, portfolio strategy, and planning history remain intact on the same platform. Your custody, account access, and documents do not change. Continuity is built into how the practice is structured, not left to chance.

One conversation. No obligation.

We would rather spend the time understanding your family than selling you something. If we are the right fit, you will know.

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