Make sure the plan works when it matters most.

It depends on your assets, family situation, and goals. A will goes through probate, which is public and can be slow. A revocable living trust avoids probate and gives you more control over how and when assets transfer. For families with special needs dependents, a trust is almost always necessary to protect benefit eligibility.

Review your estate documents every 3-5 years or after any major life event: marriage, divorce, birth, death, significant wealth change, or a move to a new state. Beneficiary designations on retirement accounts and life insurance should be reviewed annually because they override what your will says.

A revocable trust can be changed or dissolved during your lifetime. You maintain control, but the assets are still part of your taxable estate. An irrevocable trust removes assets from your estate, which can reduce estate taxes and protect assets from creditors, but you give up control. The right structure depends on your goals and estate size.

Standard estate planning can accidentally disqualify a family member from SSI, Medicaid, or other benefits. A special needs trust (also called a supplemental needs trust) holds assets for their benefit without affecting eligibility. We coordinate estate documents, beneficiary designations, ABLE accounts, and trust funding as one integrated plan.

Yes. We coordinate directly with your estate attorney. We handle the financial planning, asset inventory, beneficiary review, and tax projections. They handle the legal drafting. This ensures the documents match the financial strategy.